October 2016

Oct 31 2016
The winner of Leanna Renee Hieber's ETERNA AND OMEGA isBrenda FletcherCongratulations!http://scandalouswoman.blogspot.com/feeds/posts/default?alt=rss more...

{ 0 comments }

Oct 31 2016
When the economy takes a turn for the worse—like it has in Canada recently—companies will usually resort to cutting jobs. If you’re ever the victim of a layoff, you might wonder how you’ll be able to ... Read More more...

{ 0 comments }

Oct 30 2016
If you’re an avid traveler, you should definitely have a travel rewards credit card. You’ll be able to earn points for travel simply by making purchases using your credit card. Another perk is that most travel ... Read More more...

{ 0 comments }

Oct 29 2016
Travel cheaper, better, faster, longer—it sounds like a Kanye West song, but it’s the hard-fought goal of travel hackers around the world who strategically chase points, rewards, and miles to earn as much free travel as ... Read More more...

{ 0 comments }

Oct 28 2016
When looking for a financial provider that offers high interest savings accounts, you may think one of Canada’s Big Five banks are the way to go. This isn’t always the case—even though they dominate the Canadian marketplace, ... Read More more...

{ 0 comments }

Oct 27 2016
The first three digits of your postal code can shed plenty of light on the socio-economic profile of your community—from neighbourhood crime rates and local voting habits down to how much you can expect to pay ... Read More more...

{ 0 comments }

Oct 27 2016
If you’re thinking about applying for a new credit card, one of the things you’ll notice is that some cards charge an annual fee. Many Canadians will automatically reject these from consideration, but should you? Let’s ... Read More more...

{ 0 comments }

Oct 26 2016

All about Mary I am a Chinese medicine practitioner and acupuncturist, owner of ALIVE Holistic Health Clinic in downtown Toronto, and author of a new book, “Pathways to Pregnancy.” When I’m not trying to bridge the gap between Eastern and Western medicine, dispel shame, and provide hope and advice to those struggling with infertility, you will […]

The post Today’s Toronto Mom: Mary Wong appeared first on Toronto Mom Now.

more...

{ 0 comments }

Oct 26 2016
The Canada Mortgage and Housing Corporation (CMHC) has issued a red warning for the country’s housing market, raising its overall risk rating to strong from moderate as house prices climbed faster than income and population growth.  The ... Read More more...

{ 0 comments }

Oct 26 2016
Canada 2067 Nation-building initiative to support the evolution of Canadian education: Shaping youth learning in science, technology, engineering and math Read more >  more...

{ 0 comments }

Oct 26 2016
The life insurance sector is telling you to buy life insurance before 2017. If you have a proactive advisor, you may already have been contacted and told why. The current Canadian tax rules for permanent life ... Read More more...

{ 0 comments }

Oct 25 2016

Whether you prefer a natural, traditional family portrait or you’re more into creative photo shoots, there are a ton of awesome ideas for capturing your family’s unique personality and style. The best idea? Hire a professional photographer to get amazing family photos that you will display and cherish forever. We asked gifted Toronto photographer Storey […]

The post Holiday family photo tips from photographer Storey Wilkins appeared first on Toronto Mom Now.

more...

{ 0 comments }

Oct 25 2016
GIC rates can vary depending on the provider you choose. But the best GIC rates aren’t offered by the Big Five banks. Rates Scotiabank’s GIC rates are about the same as many of its competitors, such ... Read More more...

{ 0 comments }

Oct 25 2016
You can’t control flood levels, lightning fires or the neighbourhood kids’ wayward baseballs. You don’t get to decide whether or not your dog will bite the mail carrier, or if a tree crashes through your roof. ... Read More more...

{ 0 comments }

Oct 24 2016
To the First Lady, With Love Four thank-you notes to Michelle Obama, who has spent the past eight years quietly and confidently changing the course of American history. Just in case, you missed the New York Times this weekend…..I didn’t want you to miss these thank-you notes. They pretty much say it all!! To read [...] more...

{ 0 comments }

Oct 24 2016
You’ve saved your down payment, received a mortgage pre-approval through your mortgage broker, found a realtor, viewed several homes and found “the one.” Now you’re ready to make your offer to purchase, and after a few ... Read More more...

{ 0 comments }

Oct 23 2016
Cash-back credit cards are a great addition to your wallet. Simply by using your credit card, you’ll earn a portion of your spending back. Typically, cash-back credit cards will award you anywhere from 1% to 4% ... Read More more...

{ 0 comments }

Oct 22 2016
If you’re purchasing your first home, getting through the mortgage process is just one of the challenges you’ll face. To make sure you’re saving as much money as possible, you need to shop around for the ... Read More more...

{ 0 comments }

Oct 21 2016
The federal government is reviewing the distribution of risk in Canada’s housing finance system and considering risk sharing for mortgage lenders. In a consultation paper released Friday, the government proposes that mortgage lenders would have to ... Read More more...

{ 0 comments }

Oct 21 2016
Hello everyone! I know it has been a long time since I have blogged but I have an exciting giveaway that I couldn't wait to share with you. ETERNA AND OMEGA, the 2nd book in Leanna Renee Hieber's exciting new series from TOR. It seemed only fitting sin... more...

{ 0 comments }

Oct 21 2016
If you’re looking for a high-interest savings account, one of the most important factors is the interest rate. It’s also important to consider what services are included and which charge a fee. Lastly, when looking at ... Read More more...

{ 0 comments }

Oct 20 2016

Once the temps drop and the cozy sweaters come out, we start dreaming of those warming, filling foods that keep us full and satisfied. Whether it’s a grande PSL or a steaming plate of mashed potatoes and gravy, we know how those cravings feel. We put together some healthier alternatives that will keep you warm […]

The post Swap out those fall comfort foods for these healthier ones appeared first on Toronto Mom Now.

more...

{ 0 comments }

Oct 20 2016
Everyone has a unique relationship with money, and personality plays a big role in shaping how you approach spending and debt. Identifying your spending personality can help you choose the best credit card for your needs, ... Read More more...

{ 0 comments }

Oct 20 2016
Watch out, homebuyers. When it comes to real estate risk, the government is on red alert. The Canada Mortgage and Housing Corporation (CMHC) announced this week that it will label the nation’s housing market with its ... Read More more...

{ 0 comments }

Oct 19 2016
The Bank of Canada (BoC) announced this morning it will leave the target for the overnight rate at 0.50%. The announcement was one of eight regularly scheduled interest rate announcements that take place throughout the year, ... Read More more...

{ 0 comments }

Oct 19 2016
Some Canadians may have a harder time buying a home due to the federal government’s decision to change mortgage rules earlier this month. Here’s a quick overview of all the changes, important dates and what this ... Read More more...

{ 0 comments }

Oct 19 2016
Worst-case scenario planning is factored into so much of our daily lives: We carry umbrellas when it’s cloudy, pop Gravols before taking a long flight, and buy travel insurance when vacationing in other countries. Why should ... Read More more...

{ 0 comments }

Oct 19 2016
You never know if you’re paying the lowest price for life insurance because each contract is unique. The insurance company calculates your premium after you apply for coverage. You could pay less or more than the ... Read More more...

{ 0 comments }

Oct 19 2016
Last December I met Corrina Choe who is a holistic healer, yogi and meditation practitioner...we formed an instant connection. I knew that I had a message to share, to empower and inspire others and Corrina had a similar message. We have a lot in commo... more...

{ 0 comments }

Oct 18 2016
Homeowners’ insurance is good for more than flooded basements, lightning strikes and that ever-elusive peace of mind. While you shouldn’t file a claim every time something goes a little wrong, comprehensive policies cover some surprising losses. ... Read More more...

{ 0 comments }

Oct 18 2016
Buying a GIC is easy but finding the best GIC rates at one of the Big Five banks is much more difficult. Rates While RBC Royal Bank’s GIC rates are the highest among the Big Five, ... Read More more...

{ 0 comments }

Oct 17 2016
How long do you think the average Canadian spends hunting for a home? One month? Two? The answer is five months, according to a 2013 poll. Five long and stressful months of traipsing through dozens of ... Read More more...

{ 0 comments }

Oct 16 2016
If you’re on a tight budget, the last thing you need is to pay extra for financial services you’re not using. When used carefully, credit cards can offer great benefits. But if you’re not being mindful, ... Read More more...

{ 0 comments }

Oct 15 2016
If you’re thinking about getting a mortgage with TD Canada Trust, you might be wondering what your mortgage payment might look like. Assuming you’ve found the home of your dreams (maybe not in your dreams but ... Read More more...

{ 0 comments }

Oct 14 2016
With the large number of financial institutions to choose from, it can be difficult to pick a savings account provider. To help you with that decision, we’ve compared the savings accounts offered by digital banks in ... Read More more...

{ 0 comments }

Oct 14 2016
The Hilton HHonors program is a great way to earn points to stay at Hilton hotels for free. But without a Hilton HHonors-affiliated credit card in Canada, it can be harder to earn points. About Hilton  ... Read More more...

{ 0 comments }

Oct 13 2016
Air Miles is Canada’s largest loyalty rewards program, and right now you probably have miles on your mind: As of Jan. 1, 2017, all unused miles collected before 2012 will expire. As well, expiring miles can ... Read More more...

{ 0 comments }

Oct 12 2016
We're heard it said time and again that an "attitude of gratitude" is one of the keys to a fulfilling life. You might already practice this, or it may not be anything new to you. But sometimes we need a reminder -- or a gentle nudge. So here are some ways you can experience more love and gratitude every day: more...

{ 0 comments }

Oct 12 2016
BMO Bank of Montreal is one of the many financial institutions in Canada that offers GICs. However, the bank doesn’t offer the best GIC rates. Rates To buy a GIC from BMO, you’ll need to make ... Read More more...

{ 0 comments }

Oct 12 2016
When you buy a product, you’re offered extras such as an extended warranty. Life insurance is both a product and a warranty. Various add-ons are available (called riders or benefits). Let’s explore common options. Pros: The ... Read More more...

{ 0 comments }

Oct 11 2016
The point of buying home insurance is to make sure you’ll be reimbursed if a fire tears through your kitchen or thieves rifle through your safe. But sometimes it’s best to leave your insurance company out ... Read More more...

{ 0 comments }

Oct 10 2016
Last week, Finance Minister Bill Morneau announced new mortgage rules for Canada. The federal government has been on a mission to do two things: Stop the rapid rise of house prices in Toronto and Vancouver, and ... Read More more...

{ 0 comments }

Oct 09 2016
Bank of Montreal (BMO), Canada’s fourth-largest bank, offers 11 different credit cards with a wide range of benefits. Whether your financial priorities are earning cash back, saving points towards travel, or a low interest rate, it’s ... Read More more...

{ 0 comments }

Oct 08 2016
What are you going to give thanks for this Thanksgiving? Tweet to me at Shannon_Skinner. I would love to hear from you. more...

{ 0 comments }

Oct 08 2016
When starting the buying process for a home, finding the right mortgage is one of the first challenges. Rather than having to handle the mortgage process alone, you might find the process easier if you work ... Read More more...

{ 0 comments }