August 2016

Aug 31 2016
Life insurance isn’t enough because you face more risks than death. You could suffer a critical illness or accidental disability. BMO Insurance conveniently bundles protection for all three into insureNOW Plus. Also, there’s no medical exam ... Read More more...

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Aug 31 2016
If you’re a student heading back to school, there’s no doubt money is on your mind. Tuition, textbooks, and living expenses add up quickly. And what about your savings goals? With all these expenses, can you ... Read More more...

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Aug 30 2016
So you’re sleeping on an Ikea futon in a studio apartment you can’t really afford. You’re eating ramen out of chipped bowls fresh from your parents’ basement. And your most expensive possession is a four-year-old laptop ... Read More more...

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Aug 29 2016
Over the last year alone, the average price of a home in Canada’s largest metropolis increased by $95,865—a near six-figure jump that adds even greater pressure on the wallets of Toronto house hunters. New figures from ... Read More more...

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Aug 29 2016
For many Canadians, buying a home will be the largest financial commitment of their lifetime. But with so much at stake, how do you know when you’re truly ready to buy a home? For me, that ... Read More more...

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Aug 28 2016
If you’re looking for a great travel rewards credit card, you should consider the BMO World Elite MasterCard. When you sign up for this card, you’ll receive a welcome bonus of 30,000 points, which can be ... Read More more...

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Aug 27 2016
Ideally, the road to buying a home starts with getting the best mortgage rate. If we had it our way, we’d be able to spend as much time as we like to search for the perfect ... Read More more...

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Aug 26 2016
Want to get a bonus interest rate if you deposit money into your savings account each month? If that’s the case, the BMO Bank of Montreal Savings Builder Account might be right for you. About BMO ... Read More more...

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Aug 25 2016
Travel rewards credit cards are great for many reasons. They offer numerous benefits that may include rewards for the money you spend, insurance benefits, exclusive offers, and additional perks just for signing up or having the ... Read More more...

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Aug 24 2016
Going to the gym instead of crashing on the couch, having a side salad instead of fries, or taking public transportation instead of driving. What do these things have in common with buying life insurance instead ... Read More more...

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Aug 23 2016
Looking for a great interest rate on your savings? High-interest savings accounts can provide a good return on your investment. However, the interest rate on the CIBC eAdvantage Savings Account is lower than what most financial ... Read More more...

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Aug 23 2016
A backyard swimming pool may be a fun way to relax in the summer sun, but it can also be a liability. So before you install a pool on your property, consider how it’ll affect your ... Read More more...

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Aug 22 2016

You’re probably beginning to organize a few things for school now. Personally, I find I’m standing at the school door and realize that some critical pieces are missing my son’s name. Argh. Water bottle, and the back-up one I remember to label the tier one water bottle, it’s the extra one that I forget. You […]

The post 5 things you’ll probably forget to label for back to school appeared first on Toronto Mom Now.

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Aug 22 2016
Buying a home is expensive. First, there’s the down payment, which can amount to tens of thousands of dollars. Then there are the closing costs, which are the administrative and legal costs you need to pay ... Read More more...

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Aug 21 2016
Balance transfer credit cards are great for paying off your accumulated credit card debt and can also be used to pay for large expenses you can’t afford to pay for up front, like a wedding. You ... Read More more...

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Aug 20 2016
Getting a bigger mortgage isn’t as easy as some first-time homebuyers might think. If you’re trying to buy a home that’s more than the maximum purchase price you’ve already been pre-approved for, there are still a ... Read More more...

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Aug 19 2016
Canada’s Big Five banks aren’t known for offering great interest rates on their high-interest savings accounts. One of those accounts without a competitive rate is the TD High Interest Savings Account. About TD Canada Trust TD ... Read More more...

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Aug 18 2016
The MBNA TrueLine MasterCard is becoming one of the most popular credit cards offered by MBNA Canada. This isn’t only one of the best low interest credit card options, but it’s also a no fee credit ... Read More more...

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Aug 17 2016
American Express Canada has launched a new no fee credit card with an interest rate of just 8.99%. “We want our cardmembers to be able to enjoy the ease and flexibility of making purchases—big or small—and the ... Read More more...

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Aug 17 2016
If you’re looking for permanent life insurance, EasyOne Life from BMO Insurance combines a simplified approval process with the convenience of buying direct. Highlights Coverage from $5,000 to $50,000 in increments of $5,000 Available for ages ... Read More more...

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Aug 16 2016
It’s been a loooooong while since I’ve posted anything. My sincere apologies. I was running at a pretty frantic pace…looked a lot like a hamster on a wheel. I was juggling a full-time job, a 90-min commute each way to work, three girls in competitive dance, a FB page and a part-time health and wellness […] more...

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Aug 16 2016
For your cottage or vacation property, it’s easier to buy a named perils home insurance policy—one that kicks only when specified incidents occur—than a comprehensive policy. While coverage for fire and explosions are standard, it can ... Read More more...

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Aug 16 2016
Chances are you’ve heard about stock market volatility. Perhaps you were listening to the nightly business news or maybe reading the investment section of the newspaper. It’s a term that gets thrown around a lot, but ... Read More more...

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Aug 15 2016
First-time homebuyers have plenty on their minds between searching for the perfect house and securing a mortgage. While hunting for a home itself can be emotionally straining, the mortgage process doesn’t need to be. Here are ... Read More more...

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Aug 15 2016
If you find yourself filling up your gas tank more often than expected, you might want to consider signing up for the Esso Extra rewards program. Like most loyalty programs, it’s doesn’t cost a cent to ... Read More more...

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Aug 14 2016
Getting a balance transfer credit card can be a great option if you currently carry a credit card balance. You’ll be offered a low interest rate (or more commonly, no interest rate) for an introductory period. ... Read More more...

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Aug 13 2016
These days, moving in with your significant other is a logical step before you tie the knot. Choosing whether or not you rent or buy can be a huge decision and one that has a permanent ... Read More more...

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Aug 12 2016
When choosing a high-interest savings account, you’re probably looking for one with no fees or service charges, no minimum balance, and a rate that’s higher than most of the Big Five banks. The Tangerine Savings Account ... Read More more...

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Aug 11 2016

My kids are five-and-a-half and almost four so they’re getting older and looking for more fun things to do in the summer. There are so many options in and around Toronto. Here are five that I’d like to try this year: Pirate Life on Centre Island My son has been obsessed with treasure maps as […]

The post How to make the most of what’s left of summer in Toronto with your kids! appeared first on Toronto Mom Now.

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Aug 11 2016
If you have a rewards card and you’ve accumulated a large, you might find it difficult paying it off. Right now, you might be focused on paying off your current balance but in the future you ... Read More more...

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Aug 10 2016
There are good reasons to buy term life insurance and there are also good reasons to buy permanent life insurance. But there are also times when it makes sense to buy both types of insurance. Why ... Read More more...

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Aug 09 2016
If you have a named perils home insurance policy, you know exactly what’s covered. Typically, insurance will kick in if your home is damaged by an insured peril, such as fire, lightning, theft, and other major ... Read More more...

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Aug 09 2016
Money management is no easy task. Small decisions can leave a lasting impression, so it’s important to try and get on the right track as soon as you can. This of course is easier said than ... Read More more...

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Aug 08 2016
As more than 45% of the 620,000 Canadian homebuyers in 2015 can attest, buying real estate for the first time is an exciting, but a sometimes uncertain experience. There are many aspects of home buying that ... Read More more...

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Aug 07 2016
The MBNA Rewards program allows you to earn points on all purchases and redeem them for flights, hotels, gift cards, and merchandise. You can even convert your rewards into cash back. Therefore, whether you’re looking for ... Read More more...

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Aug 06 2016
You can’t always get what you want, even when it comes to buying a home. Sometimes that desire will prompt you to climb up the property ladder. Buying your first home might’ve been one milestone you’ve ... Read More more...

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Aug 05 2016

Back in the day (BC or Before Children), we loved to hit the road on a summer weekend and pitch a tent next to a lake. Car camping is about as adventurous I get when it comes to roughing it and I am craving that chill time again. The issue, of course, is camping with […]

The post Some of the best camping spots near the GTA appeared first on Toronto Mom Now.

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Aug 05 2016
Saving for the future is important, especially if you want to achieve certain financial milestones in life. You’ll also need to save for things you want or for an emergency in order to avoid going into ... Read More more...

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Aug 04 2016
Rewards credit cards have become increasingly popular. Whether you’re looking for an all-in-one rewards card, a travel credit card, or a cash back credit card, it’s important to consider the flexibility of your rewards. There are ... Read More more...

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Aug 03 2016
When you’re considering life insurance, you’re probably thinking of temporary coverage. Term life insurance is the ideal way to get the maximum protection for a short-term need if you’re young and healthy. Once you’re 40 or ... Read More more...

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Aug 03 2016
Term life insurance often seems like the best form of insurance. And most of the time it’s better than permanent insurance. Here are five reasons why: 1. Your need is temporary Some of the biggest needs ... Read More more...

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Aug 02 2016

These days it seems families are focusing more on meatless Mondays and less on food with animal-derived ingredients in order to lead healthier, plant-based lifestyles. Personally I love to see what’s cooking in the plant-based world and there’s no shortage of where to find new and exciting food in Toronto. Here are five trends to […]

The post 5 top plant-based food trends and where to eat them in Toronto appeared first on Toronto Mom Now.

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Aug 02 2016
As a personal finance blogger, most people assume I’ve always had a knack for money. I must admit, I’ve made a lot of mistakes over the years and the reason I started blogging was because I ... Read More more...

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Aug 02 2016
Shovelling snow, cutting grass, and cleaning the pool. If you live in a condo, these are all things you can happily forget about. But condo insurance isn’t one of them. Yes, your condo association will have ... Read More more...

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Aug 01 2016
British Columbia’s provincial government got to work and made significant changes that are expected to have a major impact on the housing market. Those changes, as well as the usual excitement about real estate, made up ... Read More more...

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